Pricing
The price ison screen first
Cross-border money has a long history of hiding its cost inside the exchange rate. Ours sits in front of you: the fee, the rate and the amount that lands, before you commit to anything.
How we price
Four rules, no exceptions
Not a price list — the rules the price has to obey, whatever corridor you are sending down.
You see it before you confirm
The fee, the exchange rate and the amount your recipient receives are all on the confirmation screen. If you do not like what you see, you close the screen and nothing has happened.
The rate you were quoted is the rate
We do not show one number and settle on another. Where a margin applies to a conversion, it sits inside the rate you were shown, not in a second charge you discover later.
Nothing is deducted on arrival
The amount stated at confirmation is the amount that lands. We do not allow a deduction to appear at the far end of a transfer.
Holding a balance has no monthly fee
There is no monthly charge to keep your account open, and no charge for holding your balance in more than one currency.
Plainly
What we charge for, and what we do not
What we charge for
- A transfer fee, shown on the confirmation screen before you send
- A margin on currency conversion, included in the rate you are quoted
- Costs a payout route passes on, where a destination applies them
What we never charge for
- A monthly fee to keep your account open
- A fee to hold a balance, in one currency or several
- A fee to add a recipient or to check a rate
- A deduction taken after the money has arrived
- A separate charge for using the app on your phone
What moves the number
Three things decide what a transfer costs.
This is why the app quotes you rather than the website: the same amount can cost differently depending on where it is going and how it gets there.
The corridor
Where the money starts and where it ends. Some routes are short and heavily travelled. Others cross more institutions to get there, and that shows up in the cost.
The payout method
A bank account and a mobile wallet are not the same delivery. Each destination prices its own last step, and that step is part of what you are quoted.
The currency pair
Converting between two heavily traded currencies is not the same as converting into a thinly traded one. The rate reflects the pair you are actually moving.
0
Monthly account fee
0
Charged on arrival
30+
Currencies held free
158
Countries you can reach
Receipts
Every transfer leaves a document.
The rate and the fee are recorded on a receipt you can download at any time, so there is always something that says what happened rather than a memory of it.
- The rate and the fee recorded on the receipt
- Download any transfer's receipt, whenever you need it
- Track a transfer from sent to received
- One searchable history of everything that moved
Download the app, enter what you want to send, and read the fee and the rate before you confirm anything at all.