For business
Get paid. Pay out. Hold any currency.
Take money from customers anywhere, pay your team and suppliers in any country, and hold what you earn in the currency you earned it in. One account instead of four.
Get paid
Four ways to get paid.
Every one of them lands in the same balance and appears in the same ledger, so how a customer chose to pay stops being your problem.
Payment links
Create a link in seconds and share it wherever your customers already are. No integration, no developer, no website required.
Invoices
Send an invoice that carries its own payment page, then watch it move from sent to paid without chasing a bank reference.
Hosted checkout
Send customers to a branded checkout that handles channel selection for you, so card handling never touches your servers.
Virtual collection accounts
Issue account details, a QR or a till number, and receive money from customers locally or in Dollars and Euros from abroad.
Pay out
Pay one person or four hundred, for the same effort.
Upload a file, let it validate, fix the rows that need fixing and release the rest. Salaries, contractors, suppliers and refunds all run through the same engine.
158
Countries you can pay into
30+
Currencies to hold and convert
One file
For an entire payroll run
Two people
On any payment you choose
Bulk payouts and payroll
Upload a spreadsheet and pay everyone at once. We validate it first, flag the rows that need fixing, and let the rest run.
Beneficiaries
Keep a verified directory of who you pay, so the second payment to someone is a click rather than a form.
Approvals
The person who creates a payment does not have to be the person who releases it. Set a threshold and require a second pair of eyes.
Scheduled payments
Set a payment to run later or repeat, for rent, retainers and anything else that arrives on a rhythm.
Across borders
See the rate, lock it, then send.
Paying abroad should not mean accepting whatever rate turns up three days later. You take a quote, you lock it, and the amount your supplier receives is the amount you agreed to.
- A quote you accept before anything moves
- The spread disclosed rather than buried in the rate
- Delivery into bank accounts and mobile wallets
- One record showing what left and what arrived
Company spend
Cards your team can use and you can still control.
Issue a card for a subscription, a campaign or a person, funded from the balance you already hold. Decide what it can spend before you hand it over.
- Cards funded from your own balance
- A limit on each card, set by you
- Spend grouped so you can see where it went
- Freeze or close a card the moment you need to
Controls
Built for the person who has to answer for it.
Moving money inside a company is a question of who is allowed to do what, and whether you can prove it afterwards.
Roles for the people who need them
Finance can move money, operations can raise it, and an auditor can see everything and change nothing. Permissions belong to a person, not to one shared login.
An audit log you can hand to anyone
Every action, every actor, every timestamp. When a regulator or a board member asks who did what, the answer is already written down.
Limits that match your risk
Thresholds on what can leave, checks on unusual money coming in, and closer review on the large batches that deserve it.
For developers
Everything in the dashboard is also an API.
If your team would rather build it than click it, every collection, payout and conversion is available programmatically.
One API
Collections, payouts and conversion behind a single integration.
Webhooks
Told the moment a payment reaches the state you care about.
A sandbox
Behaves like production, so you can test before you go live.
Scoped keys
Permissions per key, and rotation when you need it.
Who it is for
Whatever your business, the same three jobs.
Online sellers
Take payment over a link on the channel where the sale is already happening, then settle into the currency you keep.
Importers and exporters
Pay a supplier abroad on a rate you locked, and receive from buyers overseas without a week of waiting on banks.
Employers
Run payroll across countries in one upload, into bank accounts and mobile wallets, with approvals before anything leaves.
Platforms and marketplaces
Collect on behalf of the businesses on your platform, split what is owed, and pay them out on your own schedule.
Sending money for yourself rather than a company? See the personal account
Tell us how your money moves.
We will show you what it looks like on one balance, from collections to payroll to the rate you settle at.