About us
The digitalfrontier
InversePay is building one account for money moving into Africa, out of Africa and across it. Here is why that is worth doing, and how we are going about it.
Why we exist
Slow,expensiveand opaque
Moving money into, out of and within Africa is still all three. Not because it has to be, but because nobody built the account that treats all three directions as equally important.
Slow
A transfer can leave on a Friday and land the following week. Businesses wait on money they have already earned, and families wait on money they already need.
Expensive
The advertised fee is rarely the real one. What gets lost in the exchange rate is often larger than the line item you agreed to.
Opaque
You hand money over and then you wait. No sense of where it is, what it will be worth on arrival, or who to ask when it stops moving.
What drives us
Mission, vision, approach
Three statements we are willing to be held to, rather than a wall of values.
Our mission
Remove the financial boundaries that sit between Africa and the rest of the world, so people and businesses here can take part in the global economy without friction.
Our vision
Banking that is affordable and effective for every African. Money crossing a border as easily as a message crosses one. Financial inclusion doing real work for economic growth across the continent.
Our approach
Use technology to get past the barriers traditional finance never cleared. Serious security underneath, an interface anyone can use on top. Built for the city professional and the rural trader alike.
How we build
Decisions get made on the screen, not in the fine print.
If a cost exists, it belongs where you make the decision. That single rule decides more of our product design than any roadmap does.
- The fee and the rate before the confirm button
- No deduction anyone discovers afterwards
- A receipt for every movement of money
- Availability stated honestly, country by country
What we're building toward
An account that stops asking where you live
The end state is simple to describe and hard to build: one balance that behaves the same wherever you happen to be.
158
Countries you can send to
30+
Currencies to hold and convert
One balance, not five apps
Hold the currencies you actually use in one account, and convert between them without opening something new somewhere else.
Every direction, same standard
Into Africa, out of Africa and across it. The corridors between African countries get the same attention as the ones leaving the continent.
Payouts people already use
Money should land where the recipient already keeps it, whether that is a bank account or a mobile wallet, without them learning anything new.
Cost you can see first
The fee and the exchange rate belong on the screen before you confirm, not in a receipt you read afterwards.
The ground
One continent,many corridors
Fifty-four countries, thousands of last miles. The work is making one account behave the same across all of them.
Trust & regulation
Holding other people's money
The part of this business that has to be boring, and the part we are most careful to describe accurately.
Licensed institutions carry the money
Funds move through licensed financial institutions and sit in safeguarded accounts, kept separate from our own. We are a financial technology company, not a bank, and we are direct about which is which.
Verification before movement
Every account is verified before it can move money. It adds a step at the start, and it is what keeps the network usable for everyone doing the right thing.
Regulation as a design input
Availability of products, currencies and payout methods varies by country because the rules do. We would rather launch a corridor properly than launch it early.
A record of everything
A PIN or your face opens the app, transfers are confirmed step by step, and every movement leaves a receipt you can go back to.
Come build it
We arehiring
Engineering, operations, compliance and support, across Kigali and remote. If this is the problem you want to work on, we would like to hear from you.
