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A smartphone and the InversePay app. You sign up with your phone number, verify your identity from your phone, and you are ready to move money. There is no branch visit and nothing to print.

No. A phone number or an email address is enough to open an account, add money and send it onward. If you do have a bank account, you can use it to top up and to withdraw.

Three steps and about five minutes: create the account, verify your identity, add money. Verification checks vary by country, so occasionally we need one more document before your first transfer.

Search by phone number, email address or account ID. Once you have sent to someone, they are saved, so the next transfer takes seconds.

Yes, in all three directions: into Africa, out of Africa and between African countries. You can send Rwandan Francs to Uganda, US Dollars to Kenya or Euros to Ghana from the same account. Most transfers land within minutes rather than days.

Straight into a bank account or a mobile wallet, whichever they already use, across 158 countries. You choose the destination before you confirm, so nobody has to learn a new app to get paid.

Yes. Each transfer has its own record in the app that moves from sent to received, and every completed transfer leaves a receipt showing the amount, the rate and the fee.

Yes. You can move money between your own balances and convert it into the currency you need, without sending it out to another account first.

More than 30, including Rwandan Francs, Ugandan Shillings, Ghanaian Cedis, Kenyan Shillings, US Dollars and Euros. Which ones you can hold depends on the country you signed up in.

From a mobile wallet or by bank transfer. The balance lands in the currency you chose, and you can see it in your display currency at the same time.

Yes. One account holds several balances, and you can switch the currency you view your total in whenever you like. Converting between them happens inside the app.

Any limits that apply to your account depend on the country you are in and the verification you have completed. You can see the ones that apply to you in the app before you convert.

Yes. You can get your own US Dollar and Euro account details, so clients and marketplaces abroad can pay you the way they pay anyone local. You then hold, convert or withdraw that money as you need it.

Sending to another InversePay account carries no transfer fee. For transfers that leave our network, whether to a bank account or a mobile wallet, the fee is shown on screen before you confirm.

The rate we are applying appears alongside the fee before you confirm, and it is recorded on the receipt afterwards. Nothing about the cost is left to be discovered later.

Before you confirm, the app shows the amount your recipient will receive in their own currency. That is the figure to check, and it is the one we work to.

Funds move through licensed financial institutions and sit in safeguarded accounts, kept separate from our own money. InversePay is a financial technology company, not a bank, and account services are provided through those licensed partners.

A PIN or your face opens the app, transfers are confirmed step by step, and every movement leaves a receipt. Your connection to us is encrypted end to end.

Because the rules that let us move money across borders require it, and because it keeps the network clean for everyone using it properly. Verification happens once, from your phone.

Never. Nobody from InversePay will ask for your PIN or a verification code by email, message or phone call. If someone does, they are not us. Stop, and email support@inversepay.app.