For people
Send moneyhome.
Into a bank account or a mobile wallet, usually in minutes. Your recipient downloads nothing, and you see the whole cost before you confirm.
Where it goes
Three journeys, one app
Most services move money one way. Yours goes home, across the continent, and back out again.
Home to family
Send from Europe, the UK and North America to the people you support at home. School fees, rent, a hospital bill, the things that cannot wait until next week.
Between African countries
Send from one African country to the next directly. Your money does not need to cross another continent to reach the country next door.
Out to pay abroad
Pay a university, a landlord or a booking in another country without queueing for foreign currency or waiting for a bank to open.
Sending
Send it the way they already get paid.
Choose a person, choose where the money should land, and see exactly what they receive before you confirm. From Europe, the UK and North America into Africa, that is usually a matter of minutes.
- Money arrives in a bank account or a mobile wallet
- Your recipient downloads nothing and opens nothing
- The fee and the exchange rate appear before you confirm
- Save a recipient so the next transfer takes seconds
Holding and converting
Keep a balance in more than one currency.
Hold what you earn and what you are saving in the same account, switch the currency you read your balance in, and convert when the rate suits you.
- One account, 30+ currencies to hold
- Switch the currency your balance is shown in
- Convert in the app at a rate you see before you commit
- Read every movement in a clear, searchable history
Getting paid
Dollar and Euro account details in your own name.
If you freelance for people in other countries, or family abroad want to send you something, you get account details in US Dollars and in Euros. They pay you like a local, and you decide when to convert.
- Your own US Dollar and Euro account details
- People abroad pay you directly, in their own currency
- Convert to local currency on your own timing
- Withdraw to a bank account or a mobile wallet
Reach
Far enough to reach everyone you send to
One account covering banks and mobile wallets across most of the world, in every direction that matters.
158
Countries you can send to
30+
Currencies to hold and convert
Minutes
Typical time for money to arrive
24/7
Transfers, weekends included
Cost and receipts
You see the price first, and you keep the proof.
You should never be guessing what a transfer costs. The fee, the rate and the amount landing on the other side are on screen before you confirm, and every transfer leaves a record you can go back to.
- The fee, the rate and the amount received, all before you confirm
- Nothing taken off after the money has landed
- Track a transfer from sent to received
- Download a receipt for any transfer, whenever you need it
What it is for
Rent, fees,a birthday
Nobody sends money for the sake of sending money. Every transfer on here is standing in for something else.
Getting started
Three steps, all on your phone
From opening the app to your first transfer, without a single printed form.
Sign up from your phone
Enter your number and open your account in a few minutes. There is no branch to visit and nothing to print.
Verify who you are
Take a selfie and photograph one identity document. Then lock the app with a PIN or with your face.
Send your first transfer
Choose a recipient, read the fee and the rate, confirm, and follow the money until it lands.
Safety
It is your money, so it answers to you
Knowing where your money sits, who is allowed to touch it and what it costs to move are the parts that matter most. We treat them that way.
Locked to you
A PIN or your face opens the app. Every transfer is confirmed step by step, so nothing leaves your balance without you saying so.
Verified once, then it is quick
A selfie and one document is all it takes to prove who you are. After that, sending to someone you have saved takes seconds.
Your money is kept separate
Funds move through licensed financial institutions and sit in safeguarded accounts, held apart from our own money.
Rent, fees, a hospital bill, a birthday. You see the cost before you commit and follow the money until it lands.
Questions first? Ask us on the contact page